Are Harleys Expensive To Insure
Personally I think it is partly due to how expensive Harleys are.
Are harleys expensive to insure. Harley-Davidson recommends periodic servicing every 5000 miles meaning youll have four scheduled servicing appointments. Are Harley-Davidson motorcycles reliable. Harley motorcycles have a very high theft rate universally.
Motorcycle Theft Drives Up Costs. The average insurance cost of a basic Harley can be around 195 a month or 2340 a year. GranSport LE 2006 with 4500 miles red beige and looking for an insurance quote.
You may need to repair or replace your expensive motorcycle out of pocket. 1972 Triumph Hurricane X75 750 with a 25000 agreed-to value Annual premium. Whats more XL883 offer riders an easy to insure bike.
Bike insurance is already too expensive but adding the words Harley Davidson to your policy seem to take insurance prices to the next level. Additionally if you want to have a lower deductible the annual costs are more expensive too. Some riders opt for the lowest level of coverage.
Certainly the level of protection can increase motorcycle insurance costs. For the base trim the price difference is not that significant perhaps a 5 price difference between the brands. Meanwhile experienced riders can afford policies with up to 100000-200000 of protection.
Pair that with the ridiculously expensive genuine Harley parts and you have yourself a beautiful formula for over-priced insurance. Luckily for riders the Harley Davidson name is big enough to carry some leverage. Insurance rates for your Harley depends on various factors like the exact model you choose how frequently you drive it your driving record and where you live.
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